The full dataset Legal penalties are just the beginning. Drivers receive points against their insurance —the amount depends on the speed limit in the zone where the driver was caught and the speed they were driving—and premium increases that last for three years.
Agent Shaun Adams of S. In this case, a driver may technically receive a conviction, but without insurance consequences. However, each household is only allowed one PJC every three years for insurance purposes, so drivers should use this privilege carefully.
Those unable to lodge a PJC or reduce their charge will receive insurance points and a premium hike at renewal. If their record is still good enough, Adams suggests they look for an insurer with a lower base rate: As in many states, North Carolina drivers experience premium increases for three years after a traffic offense. Places with similar demographics, regulation and geography often have comparable insurance rates.
As a result, several spots on our top 10 list are ties between two or more cities. Hope Mills Spring Lake True cost of a speeding ticket: Even before receiving a speeding ticket, drivers in Hope Mills and Spring Lake face high car insurance rates.
Fayetteville True cost of a speeding ticket: Fayetteville is the home of Fort Bragg, a major army base. When searching for car insurance, soldiers should see if they are able to get a discount. USAA, a car insurance company, only offers insurance to soldiers and their family members.
If drivers qualify for USAA, it is often the cheapest option. Charlotte True cost of a speeding ticket: Lumberton Laurinburg True cost of a speeding ticket: This amounts to a The southeast part of the state, where Lumberton and Laurinburg are located, is relatively expensive for those purchasing auto insurance. Several other cities and towns in the top 10 are nearby. Sanford Smithfield True cost of a speeding ticket: Though the three towns are relatively distant from major cities, residents pay a slightly higher rate for insurance than other towns even closer to Raleigh.
Jacksonville True cost of a speeding ticket: